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Ben Holbrook
Critic Editor

WWLR nearly losing their voting rights and having their budget frozen wasn’t the only issue dealt with during Wednesday night’s meeting.

Tom Archer was invited to speak during the meeting, which gave club representatives the chance to ask questions and pose problems around campus. Some of the issues discussed were the Stonehenge parking lots, replacing windows in the residence halls and continuing to update the Stonehenge residence halls. Archer said that the parking lots in Stonehenge are a problem that the school is trying to address however, since the school’s budget is so tight right now, the parking lots probably won’t be worked on until the summer.

J.C. Norling, the new adventure based recreation professor, gave a presentation about a new website the Outing club is working on. The new website is part of an effort to inform students about all the recreational opportunities available to them. Norling’s presentation also included a proposal to renovate the squash courts into a student activity center which would include a new climbing wall.

The key issue dealt with during the meeting was whether SGA should take action against WWLR for failing to submit registration paperwork by the Nov. 21 noon deadline.
Despite repeated warnings from the executive board, WWLR failed to submit their paperwork. Under the SGA constitution it states,” If a Club Representative fails to maintain a current registration with the Office of Campus Activities, then the SGA Executive Board shall make a recommendation(s) for action to the SGA. This must be passed by two-thirds (2/3) majority in order to take effect.”

After a great deal of discussion three motions were voted on, all of which failed. As a result, WWLR who would have been stripped of voting rights and had their budget frozen until the paper work was submitted and approved, will not face any repercussions.

AWRT and Sigma Zeta made money requests. AWRT requested money to drive to Connecticut to go on a tour at ESPN and possible tour of the NBC 30 station. The club was denied $319.80 to stay overnight at a hotel but they were approved for the money to pay for the mileage. Sigma Zeta and AMS/NWA made a request to pay for expenses for the science fair they host in March. Both clubs were requesting $750 to pay for food which, was reduced to $615.

Ryanne Ayers was approved to receive $250 to help pay for travel expenses to a 28th Annual conference on First-Year experience. Ayers received a fellowship, which only five students in the country are awarded, to help pay for the conference costs.
The meeting concluded with the disbanding of two clubs and the removal of Katie Story, Kathy Klein, Steven Cormier and Kali Stoddar-Imari from their elected representative positions.

David Lapham
Critic Staff

Rachel Siegel’s Money and Capital Markets class students have a rare opportunity to watch financial history as it unfolds.

“The class couldn't have been timed better, given the fact that there is so much excitement in the markets,” Sam Utz, junior business major said. “Being able to study the material real time and watch it as it happens is a luxury we are fortunate to have.”

Joel Flores, junior Business Management majors believes, “The class has benefited in an educational standpoint, the topics we have covered we get to see in real life,” Flores said. “How about instead of the professor giving a lecture, you are the one giving the lecture? This is the case in Money and Capital Market; you do a presentation each week on a specific topic shown by professor Siegel.”

A major concern for many students in the Money and Capital Markets class is the credit crisis. According to some of the class members the credit crisis has been caused by careless mortgage lending and is the root of numerous bank failures. In the midst of financial decay students are able to watch the markets fluctuate each day.

The class “gives a lot of perspectives on the economy,” Nate Taylor, senior business administration major, said. “It’s great to be informed through a class on everything that’s currently happening and taking that information as a group and trying to figure it all out.”

The United States financial mess cannot be pinpointed to a single factor; however, one factor in particular, the burst of the housing bubble, has been criticized as being a leading cause.

“So when the housing bubble burst people couldn’t sell their houses for anywhere near the price they bought them for, or owed on the house,” Taylor said.

People became trapped trying to pay for houses they could not afford; as a result people eventually defaulted on their loans. “The bank now has lent someone 500k to buy a house and since the housing bubble has burst that house may only be worth 200k,” Taylor said.

Joel Flores has experienced firsthand how banks have lent irresponsibly. “In 2004-2006 I worked for Washington Mutual. When you apply for a mortgage if you had higher than a 680 credit score [good credit] the bank would not verify your income. By not verifying your income they wouldn’t know if a customer had a means to pay back their mortgages,” Flores said.

Watching the financial world collapse before the class has caused some students to theorize what might happen to the future of banking systems, Sam Utz, junior business major contends that, "The balance of power is changing because banks have less capital, and other companies, such as Tesco, are considering entering the mortgage market to take advantage of the situation and use their capital."

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